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Mortgages & Refinance

ECB Rate Decrease - Impact on Mortgage Customers

First Active is pleased to announce that with effect from 1st December 2008 the Standard Variable Rate for First Active mortgage customers will decrease by 0.50%. In line with the European Central Bank's decision to cut rates by 0.50%, First Active customers with a Tracker Mortgage will also benefit from a reduction in their interest rate by 0.50% from 1st December.

Offset Flexible Mortgage rates will also reduce by 0.50%, with effect from November 19th.

Interest rates

Residential Fixed Rate
1 Year Fixed 5.7% APR
2 Year Fixed 5.7% APR
3 Year Fixed 5.6% APR
5 Year Fixed 5.7% APR
Buy to Let Fixed Rate
1 Year Fixed 5.7% APR
2 Year Fixed 5.7% APR
3 Year Fixed 5.7% APR
5 Year Fixed 5.8% APR
Variable Mortgage Rates
Residential Flexible Variable < 80% LTV 6.1% APR
Residential Flexible Variable > 80% LTV 6.2% APR
BTL Flexible Variable <70% LTV 6.3% APR

Fixed Rates effective from 28th October 2008.

Variable Rates effective from 29th September 2008.

What is your situation?

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First Active plc is regulated by the Financial Regulator
First Active plc. Registered in Republic of Ireland. Registered No 292890.
Registered Office: First Active House, Central Park, Leopardstown, Dublin 18.