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Mortgages & Refinance

Interest rates

Residential Fixed Rate
2 Year Fixed 4.0% APR
2 Year Top Up Fixed 4.2% APR
3 Year Fixed 4.1% APR
5 Year Fixed 4.5% APR
Buy to Let Fixed Rate
2 Year Fixed 4.0% APR
2 Year Top Up Fixed 4.3% APR
3 Year Fixed 4.1% APR
5 Year Fixed 4.6% APR
Variable Mortgage Rates
Residential Flexible Variable < 80% LTV 3.7% APR
Residential Flexible Variable > 80% LTV 3.8% APR
Top Up Residential Flexible Variable 4.8% APR
BTL Flexible Variable <50% LTV 4.6% APR
Top Up BTL Flexible Variable 5.6% APR

Rates effective from 8th June 2009.

What is your situation?

ECB Rate Decrease - Impact on Mortgage Customers

7th May 2009 - First Active has today announced that customers with Tracker mortgages will benefit from a 0.25% reduction in their interest rate with effect from June 1st. This follows the decision by the European Central Bank to cut rates by 0.25%.

Customers with an Offset Flexible Mortgage will also benefit from a 0.25% reduction in their interest rate. This change will be effective, in line with customer contracts, from May 20th 2009

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First Active plc is regulated by the Financial Regulator
First Active plc. Registered in Republic of Ireland. Registered No 292890.
Registered Office: Ulster Bank Group Centre, Georges Quay, Dublin 2.