Mortgages & Refinance
Mortgage Products
- 50:50 Mortgage This exciting new mortgage allows you to split your mortgage
- Green Mortgage A green mortgage to help you make a difference to our environment
- First Time Buyers Step onto the property ladder with a First Time Buyer Mortgage
- Buy To Let Our Buy to Let package offers the ideal opportunity to invest in your financial future
Interest rates
| Residential Fixed Rate | |
|---|---|
| 2 Year Fixed | 4.0% APR |
| 2 Year Top Up Fixed | 4.2% APR |
| 3 Year Fixed | 4.1% APR |
| 5 Year Fixed | 4.5% APR |
| Buy to Let Fixed Rate | |
| 2 Year Fixed | 4.0% APR |
| 2 Year Top Up Fixed | 4.3% APR |
| 3 Year Fixed | 4.1% APR |
| 5 Year Fixed | 4.6% APR |
| Variable Mortgage Rates | |
| Residential Flexible Variable < 80% LTV | 3.7% APR |
| Residential Flexible Variable > 80% LTV | 3.8% APR |
| Top Up Residential Flexible Variable | 4.8% APR |
| BTL Flexible Variable <50% LTV | 4.6% APR |
| Top Up BTL Flexible Variable | 5.6% APR |
Rates effective from 8th June 2009.
ECB Rate Decrease - Impact on Mortgage Customers
7th May 2009 - First Active has today announced that customers with Tracker mortgages will benefit from a 0.25% reduction in their interest rate with effect from June 1st. This follows the decision by the European Central Bank to cut rates by 0.25%.
Customers with an Offset Flexible Mortgage will also benefit from a 0.25% reduction in their interest rate. This change will be effective, in line with customer contracts, from May 20th 2009