Mortgages & Refinance
Mortgage Products
- 50:50 Mortgage This exciting new mortgage allows you to split your mortgage
- Green Mortgage A green mortgage to help you make a difference to our environment
- First Time Buyers Step onto the property ladder with a First Time Buyer Mortgage
- Buy To Let Interest Only for the first 5 years
- Refinance Mortgage Home refinancing for new customers
- Top Up Mortgage Top up your First Active mortgage
ECB Rate Decrease - Impact on Mortgage Customers
First Active is pleased to announce that with effect from 1st December 2008 the Standard Variable Rate for First Active mortgage customers will decrease by 0.50%. In line with the European Central Bank's decision to cut rates by 0.50%, First Active customers with a Tracker Mortgage will also benefit from a reduction in their interest rate by 0.50% from 1st December.
Offset Flexible Mortgage rates will also reduce by 0.50%, with effect from November 19th.
Interest rates
| Residential Fixed Rate | |
|---|---|
| 1 Year Fixed | 5.7% APR |
| 2 Year Fixed | 5.7% APR |
| 3 Year Fixed | 5.6% APR |
| 5 Year Fixed | 5.7% APR |
| Buy to Let Fixed Rate | |
| 1 Year Fixed | 5.7% APR |
| 2 Year Fixed | 5.7% APR |
| 3 Year Fixed | 5.7% APR |
| 5 Year Fixed | 5.8% APR |
| Variable Mortgage Rates | |
| Residential Flexible Variable < 80% LTV | 6.1% APR |
| Residential Flexible Variable > 80% LTV | 6.2% APR |
| BTL Flexible Variable <70% LTV | 6.3% APR |
Fixed Rates effective from 28th October 2008.
Variable Rates effective from 29th September 2008.