Loans

Fixed or Variable

Perhaps you'd take the holiday of a life time, or buy a new car. Or maybe you'd make your home more comfortable by converting your attic or having your garden professionally landscaped.

Whatever your plans, you can stop waiting.

A First Active Loan can help you buy the things you've always wanted- at terms to suit you.

How much can I borrow?

Any amount from €1,500 up to €40,000. However much you borrow, you'll pay one of the best rates you'll find on the market.

How long will I have to pay back my loan?

You can choose a term to suit you, from one to five years (up to 10 years for Home Improvement Loans).

Are there any hidden extras?

We don't require any arrangement fee or upfront payments. What's more, if you pay off the loan early, we won't charge you an early redemption fee.

What about protection?

For a little extra each month, our Personal Loan Protector will cover your repayments if you have an accident, become sick or are made redundant.

Check our rates for an idea of how much you'll repay each month on our fixed rate loans

Lending terms and conditions apply. Over 18s only. Subject to status and conditions. Security may be required. Minimum loan amount €1,500, maximum loan amount €40,000. Personal loans are not available for business or mortgage purposes – other restrictions may apply. Loans are paid monthly and terms must be set in increments of 1 month. The maximum loan term available is 5 years (7 years for loans of €12,000 or more, 10 years for home improvement loans). The loan must be drawndown within one month from date of offer. The cost per month of a typical €15,000 loan over 5 years at 10.3% (fixed) is €317.63. Total repayments €19,057.80. Total cost of credit (total repayments – original loan amount) €4,057.80.